Our
Team
“Personable and well qualified – with a wide range of experience in all aspects of real lifestyle financial planning”
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Managing Director
Andy is responsible for the day to day running of the business including Sales and Operations and splits his time between our 6 offices.
He started his career in Financial Services at the Head Office of Scottish Widows in 1989 but has been working in the IFA sector since 2000.
Brought up in Edinburgh, Andy is now settled in South Queensferry with his wife, 3 children and 4 dogs. When he is not working he enjoys football , holidays in the sun, cold beer and long walks on the beach.
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Director & Chartered Financial Planner
Iain has over 15 years’ experience in financial services helping clients with their financial planning goals. As well as being a Chartered Financial Planner he is also a Chartered Associate of the London Institute of Banking and Finance.
Specialising in Lifestyle Financial Planning, Cashflow modelling and Retirement Planning, Iain takes a keen interest in his clients, ensuring he understands their financial needs and objectives. Iain works mostly with individuals & business owners helping them build their retirement funds and plan their income in retirement.
Iain is married and has a young son. They enjoy spending time together as a family. He is a supporter and season ticket holder at Dunfermline Athletic. He also keeps himself fit running and walking in the countryside. He might not like to admit this, but he has also become a keen gardener!
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Director & Chartered Financial Planner
Richard joined the Financial Services Industry in 2001, having graduated from Glasgow University with an Honours degree in Economics. Richard joined in 2010 from one of the UK's largest wealth managers and was appointed a Director in 2012. Richard has experience of dealing with private clients as well as companies advising employers and employees on various aspects of financial planning.
Richard believes the key to providing high quality Financial Advice and to ensure the retention of clients is to fully understand his client's circumstances and goals and ensure the appropriate solution meets their long term objectives.
Away from the office Richard is a sports enthusiastic still trying to play football and cricket in his advancing years. With an Australian wife, Richard also makes fairly frequent trips 'down under' visiting family and friends.
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Director & Chartered Financial Planner
Alan is a Director & Chartered Financial Planner with over 25 years experience advising both Corporate and Individual clients. He is also a Fellow of the Personal Finance Society (FPFS).
His main base is in Kirkcaldy but he also works from our Edinburgh and Galashiels offices advising clients across central Scotland. Alan joined the McHardy Group in 2015 after 9 years with a National IFA latterly as Regional Sales Director. Prior to this he was Financial Services Director of a regional Brokerage.
Alan enjoys fishing when not working or spending time with family.
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Director & Chartered Financial Planner
Mark is a Chartered Financial Planner with over 13 years’ experience helping clients make important financial decisions and achieve their goals.
An Economics graduate who has diligently pursued professional qualifications; now a Fellow of the Personal Finance Society (FPFS) and holder of the STEP (Society of Trust and Estate Practitioners) Certificate for Financial Services.
Mark has gained great experience as a financial planner at LIFT-Financial Ltd and also TCAM Asset management (whom became later part of Seven Investment Management/7IM).
Outside of work Mark loves spending time with his family, discovering good food and music and running in beautiful Scotland with his Edinburgh Athletic Club team mates. He also enjoys making regular trips to see his beloved Newcastle United.
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Financial Planner
Tom is a Financial Planner with over 40 years’ experience helping clients identify and implement important financial decisions to help achieve their long-term goals.
Tom has obtained significant experience within the financial services industry, successfully setting up and running his own firm Tom Munro Financial Solutions in 2005 with his wife Lorraine, which now forms part of McHardy Private Wealth. In addition to advising private clients, Tom will also focus on the mentoring and development of the firms younger members, ensuring a successful pathway to full Financial Planner status.
Outside of work Tom loves spending time with his family, unearthing good food and music along with his hobby of portrait and landscape painting and of course following his beloved Hibernian.
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Senior Financial Planner
Douglas joined us in May 2019 from Chiene and Tait Finanacial Planning. Douglas looks after clients across Perthshire , Fife and Edinburgh and specialises in retirement and investment advice for personal and corporate clients.
He lives in Kirkcaldy with his wife and young son and in his spare time he enjoys sea fishing.
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Chartered Financial Planner
Joe has worked in the financial services profession for over 22 years, with 14 years as a Financial Planner. As well as being a Chartered Financial Planner, Joe is also a Fellow of the Personal Finance Society (FPFS) and a Fellow of the Chartered Institute for Securities & Investment (CISI).
He has seen how much good financial planning can change people’s lives, and he loves to really understand what motivates people and help them make informed decisions.
Joe is married to Carolyn, and they have two young children, Isla – a gymnast and novelist in the making, and Aran - the greatest football and dinosaur enthusiast ever. He loves spending time with his family, is a keen cook, runner and musician who enjoys reading to relax
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Senior Independent Financial Planner & Head of Borders Office
Stuart has over 20 years experience in Financial services working in the borders and joined McHardy Financial in December 2017 and is Head of our Galashiels office providing independent financial advice to clients across the Borders and the rest of the UK.
Stuart has experience of advising private clients and companies across all of their financial planning requirements.
Stuart enjoys rugby and after a long playing career in the Borders. He lives in St Boswells with his family and two dogs
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Chartered Financial Planner
Andrew is a Financial Planner focused on helping clients answer the big questions in life and coaching them on their journey. He is dedicated to providing peace of mind, clarity, and confidence, and strives for the achievement of your goals. He began his career at JP Morgan Private Bank before transitioning to financial planning following a spell in tourism.
Andrew has diligently pursued his professional qualifications to bolster our client’s trust and faith.
Outside of work, Andrew is a keen traveller and is happiest in the outdoors atop a Munro. In a past life, he led private tours throughout the Scottish Highlands. He also enjoys rugby, football (Liverpool FC), and plays golf at Bruntsfield Links in Edinburgh.
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Financial Planner
An experienced Financial Planner, Brian joined the financial sector in 1990 initially working in Insurance Companies and Banks before setting up Peebles Financial in 2002, which now forms part of McHardy Private Wealth Ltd, where Brian continues to provide financial advice to his clients.
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Chartered Financial Planner
Yana has over 10 years of experience working in the Financial Services Industry, with the majority of this time spent looking after the clients of Peebles Financial Ltd. In the past, her main focus has been research, report writing and business support, however, now she directly looks after her clients and also provides paraplanning support to Brian Peebles. Furthermore, her degree in Psychology provides the firm with additional skills, all of which help us support our clients.